"You gotta stick it in." Walmart now requiring use of smart chip CC's?

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Imp

Lifer
Feb 8, 2000
18,829
184
106
Some credit cards (at least previously) didn't allow you to change the PIN.

I think I was supposed to go to a bank machine to change the PIN on my old credit cards... Eff that. Think I can change all my chip cards online now.
 

Moonbeam

Elite Member
Nov 24, 1999
72,720
6,201
126
Some credit cards (at least previously) didn't allow you to change the PIN.

And they give you the pin number, you don't create your own number.

Also you can buy protective shielding for your card so it can't be read in your wallet or bag.
 
Last edited:

JEDI

Lifer
Sep 25, 2001
30,160
3,302
126
They still got Wales and Ireland (?) and other stuff I may not have heard of.

England murdered Princess Di. surprised Wales hasn't Seceded already.
and I thought Ireland already Seceded, defacto like


edit:
thx IMP
 
Last edited:

Moonbeam

Elite Member
Nov 24, 1999
72,720
6,201
126
No thanks. I'll stay away from your stone age banking and mobile phone operators if thats OK?

Yup, In England my credit card never left my sight. You pay for dinner, for example, via a wireless device they bring to the table.
 

kevinsbane

Senior member
Jun 16, 2010
694
0
71
You need to be a bit careful. In the UK, where chip & PIN is well established, this type of unauth transaction claim is common. However, if the PIN was used, then banks only reverse the transaction in exceptional circumstances (e.g. they are able to trace back multiple fraudulent transactions to a specific terminal) - in the vast majority of claims, they successfully argue that the cardholder was negligent in not protecting their PIN, as there would be no other way for a thief to find it.

The key issue is that the bank, and most courts, will assume that the customer was negligent with the PIN in the absence of strong evidence to the contrary

I have not heard of this. Care to share?
 

Mark R

Diamond Member
Oct 9, 1999
8,513
14
81
I have not heard of this. Care to share?

Example story:
Link

The banks aren't meant to do this - they are meant to investigate, but in practice, they rarely do.

There have even been cases of the police getting involved and arresting card holders who have made claims to their bank over unauthorized transacitions. E.g. Police Officer Mrs June Badger, who asked her bank to charge back an unrecognised transaction. She was arrested, fired from her job, and prosecuted for fraud. She was only acquitted, because her defence lawyer asked the bank, in court, for a copy of the digital signature and proof that it matched the chip's public key. The bank had to admit that the signature was absent from the transaction record. The defence were then able to argue that in the absence of a digital signature, the bank had no proof that the chip was actually present.
 

CZroe

Lifer
Jun 24, 2001
24,195
856
126
The US Sega 32X commercial had some dude say "ya just stick it in yo Genesis" and it cut with a flash of '90s random style static to a Sega Genesis on a lacey mattress top as a 32X slowly slid into the cartridge port.

Disgusting.
 
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