First time I was in a car that was involved in an accident was when I was about 10 years old. Mom, younger brother and I were driving from CA to IL to visit our cousins. Somewhere along the way, dont remember exactly where but closer to IL, while traveling on the highway, a wheel came off of a car traveling in the opposite direction and hit my moms car ('89 Volvo station wagon, AKA THE TANK) head on, bumper, grill and headlights all smashed up and air bags went off. I was in the front playing my gameboy and I honestly didnt notice a damn thing, those older Volvos were solid!
The only other accident I have ever experienced was when I was driving my own car about two years ago. Drunk bitch ran a stop sign and t-boned my '96 Nissan 240sx. Hit me on the passenger side rear wheel, car totaled. Her insurance paid for everything and I ended up coming out ahead.